— The Vantage —
Making sense of what's going on.
The full archive — 131 issues and counting. Markets, planning, policy, and the questions our clients are asking. Take the complex and make it relevant.
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May 19, 2026
Why gas prices likely won't come down before mid-2027
Even if the Strait of Hormuz opened tomorrow, the pump wouldn't follow. Here's why.
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April 21, 2026
The headlines are loud. The portfolio is built quiet.
A few words on the private credit noise — and why most of it isn't about what you actually own.
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March 24, 2026
When Everything Feels Like a Lot
When markets fell 18% in 2022, our balanced portfolio was up 1.99%. Here's what that means for right now.
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March 10, 2026
The CRA just got a lot smarter
Here's where they're looking this tax season — and what to do about it
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February 24, 2026
What Tax Season Exposes Every Year
Most people don't notice the gap until it shows up on their tax return.
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February 10, 2026
100 wins. Zero of them solo.
Mikaël Kingsbury, the Dow hitting 50,000, and the one thing most financial plans are missing.
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February 3, 2026
Why confidence matters more than predictions
The antidote to retirement anxiety isn't just more money. It's a plan that's designed to absorb change.
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January 27, 2026
The Global Rules Are Changing
What Davos revealed — and why markets didn’t panic.
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January 20, 2026
$1,000 a week for life — would you turn down $1 million?
A lottery headline that exposes how most retirement decisions really work.
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January 6, 2026
Venezuela Isn’t an Oil Story — Here’s What Markets Are Watching Instead
Why expectations, not supply, are driving early-year market moves.
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December 23, 2025
A Year in Review: What Mattered Most for Investors
Market surprises, rate shifts, and the lessons worth carrying forward.
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December 3, 2025
Are We in an AI Bubble? Here’s What Investors Need to Know
Why the world’s biggest investors are starting to hedge their AI bets.
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November 18, 2025
A Legacy or a Mess? The Choice is Yours.
Inside a Canadian icon’s estate fight—and what this week’s market performance is telling investors heading into year-end.
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November 4, 2025
83% of CRA Answers Are Wrong
Here’s what that means for your taxes — and how to protect yourself from costly mistakes.
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October 28, 2025
The Jays’ Winning Strategy — and What It Means for Investors
What the Jays’ approach to the postseason can teach us about building lasting wealth.
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October 14, 2025
What We Learned — and Why It Matters for You
Our team returned from AGM+ inspired and focused — here’s what we learned and how it helps us serve you better.
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October 7, 2025
Feeling Recession. Living Expansion.
Consumer sentiment is sinking, but equities are rising. We break down why & what ClearBridge’s dashboard says about what’s next.
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September 30, 2025
What If You Didn’t Buy the House?
Same dollars. Different path. What if you used them differently?
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September 23, 2025
What Wall Street Just Realized — You Did Years Ago
Big firms are shifting their strategies. You were already there. This is what smart investing looks like now.
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September 9, 2025
Forget math class — let’s talk money
Kids are back in class — but are they learning how money really works? We break it down by age, plus book recs to help.
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August 27, 2025
Gas prices are on the rise again, but why?
If your long weekend vibes are being hurt by high gas prices, we feel you.
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August 19, 2025
How One Bad Year Can Derail a Retirement
A strong return doesn’t always mean a strong retirement. Here’s why timing and volatility matter more than you think.
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August 5, 2025
Don’t chase $1.3M. Chase the lifestyle of your dreams.
At Cherry Hill, we begin with income goals—not big round numbers. Here’s why that matters.
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July 29, 2025
Seasonal Investing: What Works, What Doesn’t
From summer slowdowns to Santa Claus rallies, here’s what the numbers say—and why long-term strategy wins.
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July 16, 2025
One Canadian Economy. One Big Impact.
Bill C‑5 is now law. What does that mean for trade, growth, and your financial future?
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July 8, 2025
Markets Hit Record Highs—But Debt Clouds Are Forming
As the S&P 500 surges, new U.S. spending stirs concerns. Plus: Canadian and global market trends you need to know.
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July 1, 2025
🇨🇦 Celebrating Canada: Why Staying Local Matters
From coast to coast, why your travel choices this summer mean more than ever for Canada’s economy.
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June 24, 2025
U.S. Bombs Iran: What It Means for Markets
Tensions just escalated in the Middle East. Here’s what to expect—and why staying calm still pays off.
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June 17, 2025
2025 So Far: Headlines, Hype, and Market Reality
Despite a wave of unsettling headlines, markets have held firm. Here’s what’s happened so far—and what we’re watching next.
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June 10, 2025
The AI Gold Rush: Where Smart Money Is Going
AI investing goes deeper than just a few familiar companies. Here’s where else capital is flowing.
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June 4, 2025
What Can We Learn From CPP's $700 Billon Strategy?
CPP Investments just posted another strong year — here’s how institutional thinking shapes our Private Portfolio approach.
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May 28, 2025
Are We in a Recession Already? The Data Might Surprise You
Canada’s GDP says one thing, but your wallet may say another. Here’s what leading indicators are telling us.
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May 20, 2025
TSX Climbs, Despite the Headlines
With weak GDP and rising risks, why is the TSX still pushing higher?
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May 6, 2025
What If You Could Buy Private Equity at 80 Cents on the Dollar?
The PE secondary market is full of hidden gems. Here’s how it works — and how it fits into a smart portfolio.
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April 29, 2025
What Carney’s Win Means for Your Wealth
The results are in - let's see what it means for your family's finances
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April 22, 2025
The Hidden Risks Lurking in ETFs and Mutual Funds
How much do you really know about the most common investment tools in Canada?
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April 21, 2025
Profit With a Purpose
Responsible Investing is shaping the industry, join us for this exclusive webinar with NEI.
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April 15, 2025
Trade War Jitters and a Cash Trap — Let’s Talk Strategy
Is your cash holdings dragging down your returns?
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April 8, 2025
The Tariff War and What It's Doing to Your Wealth
Markets have not liked the idea of a tariff war, but what has it done to your investments?
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April 2, 2025
Breaking: Sweeping Tariffs & What it Means for You
In a historic announcement, the U.S. has announced a trade war against the world.
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April 1, 2025
What's Your Wealth Score?
Wealth, of all kinds, is created intentionally - are you wealthy in what really matters?
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March 25, 2025
What is the most important role of a wealth advisor?
What should your advisor actually be doing for you?
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March 18, 2025
Recession or Soft Landing?
Markets are on the move again and the US Pres. isn't ruling out a recession - what does this actually mean?
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March 11, 2025
What tools do you need to navigate a volatile market?
There are tried and tested ways to succeed in times like these.
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March 4, 2025
Uncertain Times
In uncertain times, does your mindset matter?
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February 25, 2025
Markets Crash - Run for the Hills!
Let's have a look at the "shocking" headlines from 2024 and see which ones mattered.
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February 18, 2025
Is there a magic formula?
How do the major pension funds minimize risk and still get great returns?
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February 12, 2025
Timing the market, or time in the market?
Is the old way still working? Yale would argue that there is a better way.
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February 4, 2025
Let's focus on the financial things that are in our control
Enough with the tariffs - here are some things we can control.
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January 28, 2025
Will Tariffs Put Your Portfolio in Jeopardy?
25% tariffs could come as early as Feb 1, can your portfolio withstand this?
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January 21, 2025
Is the boring part of your portfolio ruining your returns?
When 40% of your portfolio is not good, it's tough to earn a decent return.
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January 14, 2025
The Loonie is in Tough, but are there Opportunities?
The Canadian dollar is getting beat up, but what should be nervous about and where are there opportunities?
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January 7, 2025
What 2024 Taught Us About Investing – and What’s Next
As we move into 2025, let's take a minute to look at what 2024 had for us.
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December 17, 2024
Top 5 Investment Moves Before December 31st
Just a couple weeks left to make these big financial moves before year end!
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December 10, 2024
A Golden Year for Private Markets?
2025 has all the right conditions to be a great vintage for private markets!
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December 3, 2024
Buffett’s Big Cash Pile: What He Knows That You Don’t
Markets are on a tear, but Buffett is sitting on more cash than ever before!
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November 26, 2024
From Boardroom to Living Room: Why Planning is Key to Success
We're up at Blue Mountain for our business planning, but a personal plan is just as important!
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November 19, 2024
How Can You Tell if Your Investments are Overpriced?
Yes, math can be fun... especially when we do it for you!
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November 12, 2024
The Results Are In: What Does This Mean For Your Investments?
Lots has happened since last week - what does it all mean?
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November 5, 2024
Finding Opportunites in a Falling Interest Rate World
Rates are heading lower, so how do you take advantage of this and put your family's wealth in a great spot?
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October 29, 2024
The Next 10 Years: What the Forecasts are Predicting
The forecasts are rolling in, what are they saying and do they matter?
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October 22, 2024
What is the Fear Index Saying Today?
Ghosts aren't the only things that are spooky this time of year!
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October 15, 2024
What Kind of Legacy are you Leaving?
This might be the most important decision you make for when you're not here - did you screw it up?
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October 8, 2024
Is Your Portfolio Using the Right Tools?
We look at the difference between ETFs, Mutual Funds, & Stocks to find out what you should own.
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September 24, 2024
Cutting Rates: A Weak Economy & A Robust Market?
Does it really make sense that the Feds have cut rates and the markets have taken off?
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September 17, 2024
Is the Feds' Data Any Good?
As the Feds make their decision on interest rates, how good is the info they're getting?
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September 10, 2024
Markets are Volatile - Do You Know What Risk You're Exposed To?
With Markets being all over the place, how do you evaluate the risk you're taking on?
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September 3, 2024
Do the Rich Get More Access to Investment Opportunities?
How do you get on the ground floor with investment opportunities?
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August 27, 2024
Is your portfolio set for the interest rate reductions?
Back-to-school is just around the corner and interest rates might be falling!
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August 6, 2024
Markets are a Mess!
With what's happening in major markets, what are the alternatives?
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July 30, 2024
Interest Rates Are On The Move!
With rates heading lower, are you seeing the debt relief?
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July 23, 2024
Nvidia and a Bursting Bubble
Controversy is abound and should we be concerned with the recent dip in AI stocks
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July 15, 2024
When "we're in it for the long term" is bad advice
Sometimes having a short-term view will save your retirement!
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July 9, 2024
What the Brands You Choose Say About You
It's hot and sticky outside, but should you stick with the brands you currently support?
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July 1, 2024
Are We In a Recession?
Why is money so tight right now, and what happens if we're hitting a recession?
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June 24, 2024
If only there was a device for that
Are you still using road maps for your financial plan?
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June 17, 2024
Are the Major US Banks Finally Getting it Right?
Happy Father's Day. This week we look at banks and mortgages!
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June 11, 2024
Are We in a Bubble?
If the bubble's about to burst, what should we do?
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June 3, 2024
Remarkable TFSA balances!
Some have managed incredible growth in their TFSA. Here's how I think about that.
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May 27, 2024
Feeling Good Never Paid So Well!
Sustainable is the new hot topic, do you have it in your portfolio?
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May 20, 2024
Happy 2-4!
Nothing is quite like having a drink on a dock and thinking about the US Elections!
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May 13, 2024
Is There a Mortgage Crisis Looming?
Almost 1/2 of all mortgages are coming up in the next 2 years - it could be bad!
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May 6, 2024
Do You Have a Planner or Advisor?
Who can call themselves what and why it actually matters to you!
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April 29, 2024
Inside Look: How Advisors Choose Your Investments
Let's dive into how advisors choose your investments and how they are compensated.
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April 22, 2024
The new budget is in - here's what you need to know!
Let's dive into the budget!
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April 15, 2024
Higher for longer, but just how long?
Rates are staying high. Let's take a look at just why this is and what needs to change.
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April 8, 2024
Ain't No Sunshine... when you do this
Happy Eclipse Day! Our Market Commentary is out, so don't stare at the sun and check out this newsletter!
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April 1, 2024
Is Your Bare Trust Worth the Cost?
New rules around bare trusts have left us scratching our heads - let's take a look at what this is.
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March 25, 2024
Spring is in the Air - What are the Markets Doing?
Let's see what the markets are up to!
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March 18, 2024
It's Tax Time and There are a Bunch of Changes!
, there are some tax changes that you need to know as well as when to expect your tax slips this year!
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March 11, 2024
What Do You Actually Need from Your Statement?
, wouldn't it be nice to have statement that didn't take a PhD to decipher?
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March 4, 2024
We do public markets too.
Our unique access permeates the public AND private markets, !
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February 26, 2024
If you had $100M, what would your investor be telling you?
The results are in: Here is what the ultra high net worth investors are doing this year!
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February 19, 2024
TFSA vs RRSP: Which is the best option?
Happy Family Day !
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February 13, 2024
Is Your Portfolio Positioned for a Pullback?
Let's have a look at what is happening in the markets!
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January 22, 2024
Turbocharge Your Investments
RSPs remain a great tool, but are you using them correctly?
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January 15, 2024
Enough with 2023 - What's in Store for 2024?
Let's take a look at how we're seeing this new year unfold!
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January 8, 2024
Reflecting on 2023 at Cherry Hill: Achievements and Future Plans
2023 is in the books, but let's take a look at the year that was!
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January 2, 2024
Happy New Year!
Happy New Year!
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December 18, 2023
Merry Christmas!
Happy Holidays, !
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December 8, 2023
No More Rate Hikes!(?)
Happy Friday, ! The BoC held rates, but what does this say about the economy (and your mortgage)
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December 1, 2023
Some Year End Things to Remember
Happy Friday, ! Before we get too caught up in the Holiday Cheer, here are a few YE planning tips!
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November 24, 2023
Black Friday is Here!!
Happy Shopping, ! Hopefully you get some great deals, but what does it mean for your investments?
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November 17, 2023
Seeing the Sun is Officially on Hold
It can be an emotional time of year with grey skies and no sun after 5, but your investing should never be emotional!
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November 10, 2023
Does History Actually Repeat Itself?
As we take time to remember those before us, we are unfortunately seeing an uncertain world once again.
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November 3, 2023
Mortgage Coming Due Before 2024?
If you have a mortgage coming due in the next 3 years, you need to read this!
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October 27, 2023
I Can't Believe I'm Saying This!
BoC kept held interest rates, which means opportunities!!
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October 20, 2023
What is Private Credit and Why Don't I Have It?
Fixed income is hurting portfolios, but is there an answer to this?
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October 13, 2023
It's Friday the 13th!
One of the things I'm thankful for is getting to know you, your situation, and hold your trust.
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October 6, 2023
Happy Thanksgiving!
Time to have "that" conversation at the dinner table.
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September 29, 2023
Are You Ready for the New Norm?
Sticky inflation, higher interest rates & a weak equity market...
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September 22, 2023
The Cherry Hill Story
We have a new logo and we're very excited to share it with you!
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September 15, 2023
The Evolution of Our Brand
Our brand is getting a facelift, are you ready to see it!?!
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September 8, 2023
No Rate Hikes this Month!
The BoC kept rates at 5% - how can you take advantage of this?
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September 1, 2023
It's the Long Weekend!
Before the BBQs this weekend, we dive into pitfalls of retirement and how to pay for the kid's education.
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August 25, 2023
Fires, Floods & More Inflation
Natural disasters are increasing, but so is inflation!
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August 18, 2023
It's all being Downgraded - What does this mean for you?
The US and several banks have been downgraded - how does this affect your investments?
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August 11, 2023
It's Downgrade Season!
Banks and the US are in a credit crisis - are you invested in the right stuff?
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August 4, 2023
Do Banks Hate the Environment?
Banks have picked a side, and your fixed income portfolio doesn't have to suck!
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July 28, 2023
Things Are Heating Up!
We're breaking records for heat and interest rate hikes this month!
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July 21, 2023
Is Commercial Real Estate on the Verge of Extinction?
Vacancy rates are at all-time highs, but what does this mean for you and your family?
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July 14, 2023
Back from the BC Bike Race!
Back from the BC Bike Race!
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July 7, 2023
A Chat with our CEO, CIO, and head PM
Ya, there are a lot of letters there, but we chat with the decision makers and what is coming is incredible!
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June 30, 2023
Happy Canada Day Weekend!
Happy Canada Day Weekend!
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June 23, 2023
Is the Cottage Going to be a Legacy or Burden?
We're swinging into summer talking about golf and cottages!
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June 9, 2023
Is AI Taking Your Job & Should We Invest In It?
This week we're diving into AI & Recession-Proofing Your Investments!
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June 2, 2023
Scrimp & Save
We're in Vegas & it's the anniversary of this legendary album!
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May 26, 2023
X-Date is Almost Here & It Might Get Rocky
The Debt Ceiling issue is not being resolved, so how does this affect you?
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May 19, 2023
Happy May 2-4!
Inflation ticks up, but the long weekend is here!
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May 12, 2023
Things are Getting Expensive, but Don't Just Blame Inflation!
We have a look at Premiumization and what that could mean for getting good quality basics.
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May 5, 2023
The Canadian Urge and Karen Capital of Canada
Do you have the Canadian Urge? Do you live in the Karen Capital of Canada? Read this to find out!
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